Professional Insurance Exchange Mutual, Inc. (P.I.E.) is a mutual insurance company which provides professional liability insurance to Utah dentists only. P.I.E. has been in business since September 1978 and were the first operational dentist-owned self-insured exchange in the United States. We currently insure 90% of the dentists practicing in Utah. The total number of insured under our policy was 1,350 as of 12/31/2013. P.I.E. is managed by a dentist CEO authorized to act on behalf of the membership in managing the company and handling claims, etc. The company is governed by a nine-member Board of Directors consisting of nine dentists from throughout the state of Utah with over 300 cumulative years of experience as practicing dentists. The company also owns a licensed insurance agency, Professional Assurance Corporation, through which a number of insurance products such as office property and casualty, workers compensation insurance, or disability insurance can be made available to the membership.

Professional Insurance Exchange Mutual, Inc. publishes a quarterly newsletter which contains suggestions on ways to avoid malpractice situations. Online copies of prior newsletters are available on this website. Lectures are often given by P.I.E. officers in dental society or study club settings or in courses sponsored by the Utah Dental Association or Academy of General Dentistry. The use of written informed consent has been emphasized for over a decade. Dentists are also advised to avoid criticism of colleagues and to practice within the limits of their training. We have found that the vast majority of Utah dentists are interested in providing optimum quality dental care to their patients and are interesting in upholding the excellent reputation that dentistry has been able to establish in our society.


Click the link below to download  the By-Laws of Professional Insurance Exchange



Click the link below to download  the Articles of Incorporation for Professional Insurance Exchange Mutual, Inc.

Articles of Incorporation